Legal Disclaimer and Terms of Use

You are advised to carefully read this Agreement because you shall be deemed to have satisfied yourself as to the correctness and sufficiency of this Agreement. By viewing these web pages, you acknowledge to have read and understood these Terms of Use to its full extent and concur to be bound by these conditions. 2IQ RESEARCH reserves its right to vary this Agreement at any given time with or without prior notice. If you consider any change to the Agreement unacceptable, you must cease and desist from using our Service. By using our Service after alterations of our Terms of Use become effective, it means that you comply with the altered Agreement. Changes to this Agreement are only valid if they are either posted on our website or are in writing and signed by both, you and us. We therefore ask you to check and review these Terms of Use on a regular basis.

1.  Definitions

1.1.   The term "2IQ RESEARCH" or (collectively and individually) "we", "our", or "us" refers to the owner of this website whose registered office address is 2iQ Research GmbH, Gärtnerweg 31, 60322 Frankfurt, Germany.

1.2.   The terms "Customer", "you", "your", or "User" refer to authorized and/or registered users or viewers of this website.

1.3.   2IQ RESEARCH provides Users with certain online financial information on various websites referred to as "Service".

1.4.   Any information, data, content, reports, programmes, and other materials and services, specifically communications, transmissions and other items are - irrespective of whether they are tangible or intangible - subsumed under the term "Content".

2.  Permissions and Restrictions of Use

2.1.   The User is granted a non-exclusive, non-transferable license ("License") by 2IQ RESEARCH to search, view, and display the Content within the conditions as determined by this Agreement and the respective Contract ("Contract") between you and 2IQ RESEARCH.

2.2.   Furthermore, the use of our Service is solely destined for your own internal or personal purposes. All rights of ownership remain with 2IQ RESEARCH whereas the User acquires limited rights to employ our Service with regard to this Agreement.

2.3.   The Customer agrees to not provide any part of our Content or sections of our Service to others, to not use or allow the use of our Content in order to compare it to other information databases, which will be rendered to third parties.

2.4.   You must not use information gathered through our Service in legal proceedings unless you are forced to comply by a judicial decree. Additionally, our Content may not be used to improve or account for someone's eligibility for bank loans and insurance for private purposes or employment.

2.5.   By agreeing to our Terms of Use, Customers are obliged to refrain from any deceptive or unfair use of our Service and must comply with applicable local, state, federal or foreign laws anent using or processing our Content.

2.6.   Any reproduction including uploads, downloads or other digital or physical copying of our Content exempt from reasonable numbers of copies only for internal use is strictly prohibited. Upon expiry of a License or an early termination of a Contract, any Content the Customer or its authorized Users have obtained throughout the duration of the License/Contract, must be destroyed or deleted irrecoverably by the Customer immediately. It is at our discretion to request clear evidence for confirmation of the Content's destruction.

2.7.   Upon reasonable notice and during regular business hours, you are consent with 2IQ RESEARCH's policy to check the locations at or examine the computer systems on which our Content is processed, recorded, or transmitted in order to ensure that this Agreement is properly executed by you.

2.8.   We reserve the right to monitor your use of our Service in order to ensure the correct conduct and to prevent fraudulent use of our Services through your Company as intended in this Agreement.

2.9.   You may not nor may you enable others to attempt to do or actually do the following, directly or indirectly:

2.9.1.  to disrupt, interfere with, impair, alter, or modify our Service or any Content;

2.9.2.  to collect data owned by or regarding others, including passwords, accounts or other information.

2.9.3.  to deliver your account information, including your secret access code for our Service to others.

2.10.   Accessing the Content of our Service systematically and/or automatically including, but not limited to the use of "bots", "spiders", or "crawlers" is strictly forbidden.

2.11.  Provided there is any indication or suspicion that you are not in compliance with this Agreement, 2IQ RESEARCH reserves the right to take appropriate measures, including, but not limited to, suspension or termination of the account.

3.  Disclaimer

3.1.   Although we are constantly improving our databases, systems, programmes, functions, and procedures, you recognize that there will always be a margin for error in terms of accuracy of the Content.

3.2.   ALL SERVICES AND INFORMATION ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. OTHER THAN AS EXPLICITLY STATED IN THIS AGREEMENT, 2IQ RESEARCH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, COMPLETENESS, CURRENTNESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. 2IQ RESEARCH DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE AND DISCLAIMS ANY WARRANTY OR REPRESENTATION REGARDING AVAILABILITY OF A SERVICE, SERVICE LEVELS OR PERFORMANCE. 2IQ RESEARCH WILL NOT BE LIABLE FOR ANY LOSS OR INJURY ARISING OUT OF, IN WHOLE OR IN PART, 2IQ RESEARCH CONDUCT IN PROCURING, COMPILING, COLLECTING, INTERPRETING, REPORTING OR DELIVERING SERVICES OR INFORMATION.

4.  Copyright & Trademarks

4.1.   All Content on our Service has been generated and is copyrighted by us unless it is specifically stated otherwise with regard to particular Content. The Customer holds no rights in or to the Content and may not use this Content other than made permissible under this Agreement.

4.2.   All trade names, trademarks, Service marks and other product and Service names and logos on Our Service or in the Content are the proprietary trademarks of their respective owners and are protected by applicable trademark and copyright laws.

4.3.   The Customer is obliged to reproduce our copyright and intellectual proprietary rights legend on all copies of our Content. Additionally, the Customer is not allowed to use any trademark, Service mark or trade name of 2IQ RESEARCH and may not publish any press release anent this Agreement.

4.4.   2IQ RESEARCH gives full warranty to the Customer that, to our knowledge, the Content provided by our Service, does not infringe or violate any copyrights, patents, trademarks, or other intellectual property rights of any third party as effective of January 2007. This warranty will lapse automatically if the Customer modifies the Content in any way or uses third party sources in combination with our Content.

4.5.   Any security breach or suspicion of a security breach in our Service caused and/or detected by the Customer must be reported to 2IQ RESEARCH within 24 hours of its detection.

5.  Limitation of Liability

5.1.   The User of our Service is completely liable for activities conducted by you or anyone in connection with our Service. Our Content is only for informational purposes. It should not be interpreted as recommendation or advice to hold, sell or even a solicitation of offers to buy a certain security.

5.2.   You concede that it takes a lot of financial knowledge to correctly interpret the data displayed on our site. You are solely responsible for any investment you make, and you shall make decisions based on your independent analysis.

5.3.   2IQ RESEARCH SHALL NOT BE LIABLE FOR SPECIAL; INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF PROFITS) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6.  Third Party Links

6.1.   Our Service links to many other websites. We neither have any control over these third-party websites, nor can we influence their content. We are on no account responsible for the information displayed on any linked page which is not under our control.

6.2.   2IQ RESEARCH only links to other websites to increase the usability of our Service for you. However, this does not imply support, endorsement, or approval of the content on the linked websites.

7.  Choice of Law

7.1.   This Agreement is governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to choice of law provisions. Any disputes arising out of this Agreement that cannot be resolved by the parties, will be brought in the district court in Frankfurt/Main, Germany.


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